关于固定资产贷款的相关英语口语该怎么样说会更好呢？以下是小编给大家整理的关于固定资产贷款的银行英语情景口语，希望可以帮到大家
Dialogue 1
对话一
A: Hi there. Welcome to Lincoln Corporate Services. How can we help?
您好。欢迎光临Lincoln银行公司业务部。如何为您效劳?
B: Hi. I was wondering what kind of fixed asset loans you have? Do you have Fixed Asset Loans?
你好。我想知道你们提供什么样的固定资产贷款?你们有固定资产贷款业务吧?
A: Yes,we do. You&39;ll go through the acceptance application, then a first review, then an evaluation and examination and finally get approval. Why don&39;t you read through this brochure? It outlines all of the important aspects of the loan, the terms and conditions,etc.
是的，我们有。您要通过申请受理，然后是初审，再后是评估和审查，最终得到批准。您何不把这本小册子看一遍呢?它概括了有关于贷款的所有重要方面，比如条款和条件等等。
B: That&39;s a good idea, to familiarise myself with it. Then, I&39;ll be back if we decide to go ahead.
这是一个好主意，我自己得熟悉它。然后，如果我们决定要办理的话，我再回来。
Dialogue 2
对话二
A: Hello. What can wc do for you?
您好。我们能为您做些什么吗?
B: Hello,I&39;m here to talk to someone about a Fixed Asset Loan.
你好，我到这里来是要找个人谈一下固定资产贷款的事情。
A: Certainly. That shouldn&39;t be a problem.Tell me, do you have a Basic Account with us?
当然可以。没问题。请您告诉我，您在我们这里开立基本账户了吗?
B: Yes. I also have a Loan Certificate.
开了。我这儿还有贷款证。
A: Oh, that&39;s good. We will come to our final decision based on your credit rating,the payment capability....
噢，那好。我们将根据您的信用等级、偿还能力做出最终决定……
B: Well, we have no problems with our credit rating,I can assure you.
嗯，我可以向你保证，我们的信用等级没有任何问题。
Dialogue 3
对话三
A: Hello. How can we be of service?
您好。我们如何为您效劳?
B: I&39;m here to see about a Fixed Asset Loan.
我到这里来了解一下有关固定资产贷款的事项。
A: OK, are you already an account holder?
好吧，您已经是账户持有人了吧?
B: Yes, I am. But Vm not sure if I&39;m eligible.
是的，我是。但我不敢肯定是否有资格。
A: To find out if you are eligible for our Fixed Asset Loan，we will have to look at various aspects of your business，such as,your long-term business prospects，your cash flow,your profitability, your capital structure....
要知道您是否有资格获得我们的固定资产贷款，我们将不得不对您的经营情况的各方面通盘考虑，比如，您的长期业务前景、您的现金流、您的赢利能力、您的资本结构……
B: For my credit worthiness?
这些是为了我的信贷价值?
A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.
是的，然后还有其他定性分析因素，比如业务运作透明度、您的诚信以及您管理团队的诚实度。
Dialogue 4
对话四
A: Good afternoon,it&39;s nice to see you again. Have you decided to go ahead and try for the Fixed Asset Loan?
下午好，很高兴再次见到您。您已经决定了要办理并且申请固定资产贷款啦?
B: I&39;m going to need some more info first. I was wondering about the repayments. How long would I have to pay back the loan?
首先我将需要更多的资讯。我想知道关于还款的事项。我需要多久来偿还贷款?
A: That depends. Our repayment plans go from 1 year to 10 years. The Fixed Asset Loan is a long-term loan, you see. The loan can be paid in either monthly or quarterly instalments, to suit your needs.
这要看具体情况。我们的还款计划从1年期到10年期的都有。您瞧，固定资产贷款是一项长期贷款。这笔贷款可以按每月或每季度分期付款偿还，以符合您的需要。
B: And how much is payable in each instalment?
每一期还款要付多少钱?
A: You will need to pay part of the principle sum and part of the interest due.
您将需要支付一部分本金和到期的利息部分。
B: Well, as far as I can see, the advantages outweigh the disadvantages. You&39;ve sold me! I，d like to go ahead.
嗯，据我看来，利大于弊。你彻底打动我了!我想马上办。
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